Best travel insurance in India: Travel Insurance is very important during journeys. As your trip remains secure and you can be stress-free. Travel insurance is your ideal partner with no tensions and worries.
The best company for Travel Insurance is PolicyBazaar. The reason is
- In 2 minutes they give your policy
- Flight cancellation charges are covered
- Pre-Existing Disease is covered
- Claim Settlement is cashless
The various time of Travel insurance Plan Provided by PolicyBazaar are-
- Domestic Travel Insurance
- International Travel Insurance
- Schengen Travel Insurance
- Family Travel Insurance
- Senior Citizen Travel Insurance
- Student Travel Insurance
- Corporate Travel Insurance
- Group Travel Insurance
- Medical Travel Insurance
- Multi-Trip Travel Insurance
- Single Trip Travel Insurance
- Baggage Insurance
- Flight Insurance
Thus, this is the Travel Insurance Plan available in India. So select the one that best suits your interest and your accompanying type in your trips.
Insuring your travel plans has become vital today since travelling can be an expensive affair. Like all other insurance plans, you must put some thought into selecting the best domestic travel insurance policy. While many reputed companies offer domestic travel cover to applicants, choosing the most suitable and beneficial insurance plan can be difficult.
Listed below are some of the features that any valuable travel insurance policy should possess.
Must-Have Features Of A Travel Insurance
Adequate medical cover
Your health or the health of a family member may deteriorate during the trip. In case of such an event, you will be dependent on local healthcare support for in-time medical assistance. A travel insurance company that offers medical assistance ensures that your finances do not come under unnecessary strain during such emergencies.
Flight delay or cancellation cover
Flight fares can be expensive, especially in case of emergency purchases. Therefore, any cancellations or delays in your booked flights can require considerable finances which you may not have available. You can benefit from a reliable holiday insurance plan to financially cover against such hiked flight ticket prices. Make sure to check for this coverage term in your chosen policy at the time of purchase.
In some cases, unfortunate travellers are left stranded at their destination when they misplace or lose their baggage. Along with clothes and accessories, a traveller’s luggage often contains money, relevant documents, medicine, and other essentials. With a decent holiday cover insurance policy, you can protect yourself against the financial losses caused by sudden baggage loss during the trip.
If you misplace items, you can claim the insurance plan and retrieve most of the lost products.
Uncomplicated claims process
During an emergency, you need swift assistance and support. If your policy comes with a tricky claim settlement process, you are liable to face difficulties when seeking help. Always understand the settlement process in detail before committing to a policy.
Spare some time to perform preliminary online research while selecting the most suitable domestic travel insurance policy. Doing so will keep you safe during the trip.
Best travel insurance companies in India
Some of the best travel insurance companies in India basis service quality are:
- ICICI Lombard
- HDFC ERGO
- TATA AIG
- Apollo Munich
- Reliance Travel
- Bharti AXA
- Bajaj Allianz
- SBI Travel Insurance
The choice of the best travel Insurance company should be based on its market stability, claim settlement ratio, policy features, inclusion, and exclusions. It is wise to not just consider the sum assured or the premium which you will need to pay, but also the service quality. The insurer should be able to assure you protection from the risks and uncertainties of travelling to a foreign land and provide immediate assistance. It is advisable to compare travel insurance plans online from different sites, and based on your research and considerations, you can make the final decision.